2017/03/12

BUDGETING OUR MONTHLY GROCERIES

As you might be aware, food is pretty damn expensive. It's also something you need every day, in order to stay alive. Energized. You know, feeling okay. 
I absolutely love food, I do, but sometimes it keeps annoying me with its price. 

I've also noticed, that now when our money is "tight" when I'm living with maternity allowance, we can't go around the food market the way we used to. We can't keep going there every single day & buy things we might want to make our dinner out of and we definitely can't keep making those impulse purchases between the snack shelves. We need to get a grip. 

So, how did we decided (yes, we decided this together), to keep ourselves in order? 


PLANNING OUR MONTHLY EATS

I did an excel, which I'm very proud of by the way (yes, this is what you get when you haven't been at work for a couple of months). In that excel, I planned out what we're going to have for dinner each day. Now, when Dino is not eating real food yet - his daily eats don't need to be calculated in this yet. 
I usually plan our dinners for two weeks and we've decided to stick to the food that's on the list. If there's anything we feel like we would like to have for dinner, we schedule it to the next available week, or swap places with something that has been planned already - but haven't been purchased yet. 

We started doing this from the beginning of January and so far it has been working nicely. 


WE DID A BUDGET

We did a budget for our monthly eats. We decided we were going to spend 200€ on food per month, which leaves it to 50€/per week. Now, when we have been doing this for a while, we have saved our receipts from the grocery stores and we basically know how much everything costs. 
We also decided that if we don't spend the whole 50€ in one week, we can move the rest of that amount into the piggy bank we have for impulse purchases or use it for the next week if we feel like eating something that's fancier. The third option is to keep that money in the piggy bank and go eat out when there's enough money to do so. 

So if we play around with our money nicely, we can treat ourselves in a pretty damn delicious restaurant. 

GOING TO GROCERY STORE ONLY ONCE OR TWICE A WEEK, INSTEAD OF GOING THERE EVERY DAY

This one was a good decision. 
There was this little incident a couple of weeks ago, though, when we ran out of milk. Well, J went to the store and bought some milk. Then in the middle of the cooking, we realised we had run out of aluminium foil too, so J had to go pick some of that too. He came back with baking paper, threw it on the wall and had to go to the store for the third time for that day. It was so hilarious. 

But yeah, cutting down our visits to the grocery store have really paid off with us. There are not so many impulse purchases and we get our weekly foods at once. Also, of course, if there's something we run out of - we can go to store more often than two times a week, but then again - we know what we're looking for and leave the store only with that.  

WHAT'S MOTIVATING US? 

Well, we never have had a struggle with money, to be honest, and if I'm completely honest here, we still don't struggle with money. It's just the fact that now when there's only one person who goes to work every day and has a decent salary our level in the way of living needs to be you know, a bit lower. All of this to just to make sure that we don't struggle with the money in the future.

We also keep making so many impulse purchases during grocery shopping that it's insane. So yeah, that needs to stop haha! You know when you're off to buying yoghurt and you come out with broccoli, cauliflower and carrots for a snack even though you never planned to eat those in the first place? That's me. I do that. 

Have you ever made a budget & what made you stick to it? 


16 comments:

  1. I'm terrible as I don't have a budget and go to the supermarket sometimes three times a week and easily spending £40-60 each visit even though my freezer and cupboards are full I still buy more because I fancy something or it looks nice. I keep telling myself that I will budget the following month and then it never happens but your post has given me the kick up the arse I need to do this so will start next month after pay day so I know exactly what I'm spending each week.

    The LIfe of Dee

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    1. Haha, it's bad when food looks nice :D I mean, I've bought so many things for that reason!
      Happy to hear that I'm inspiring you haha :D

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  2. I am very bad with budget thank you on this tips i hope I will change sooon budget problems :D

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    1. Budgeting is easy if you make it one haha :D

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  3. That's not a big budget for food. I wouldn't make it but we eat out a lot too.

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    1. Yeah, it's not. Just 200€ per month haha :D Lidl is a friend, there's so cheap. Usually, we spend ~25-35€ per week, so that 50€/week is pretty safe amount :D

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  4. I started doing this at the beginning of the year and I have been able to save so much money it's insane. No more grabbing fast food because I'm hungry and I don't want to cook.

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  5. You know I just realised that we spend so much on groceries. I'm definitely sharing this article too. Brilliant!

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    1. Haha, thank you for sharing!

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  6. I always tell myself that I'm not going to spend more than the amount we agreed on and it always gets thrown out the window during the food shop. One thing I do now is write a list of things we use/eat the most often during the week and stock up as well as not grocery shopping whilst hungry or even peckish

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    1. Grocery shopping whilst hungry is the worst! :D

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  7. This is great that you have worked out a budget plan. I know that this can be a bit of a pain at times but it's a good thing when it comes to food. It is so easy to go overboard.

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    1. It's incredibly easy to go overboard with food haha :D The budget has been working out so well for us!

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  8. This is so smart! Not only will it make you save money, but also helps to eat healthy home cooked meals. I need to start doing this!

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    1. Oh that's so true! Even though, now when the baby has arrived we've slipped a bit to a wrong side of the road here... Whoops :D

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